We’ve made it! We are officially in the digital age. Life has never been easier. We can order anything we’d like, from food to televisions with just a few clicks. As our quality of life improves, it opens up a world of endless possibilities. Especially in the money making department.
There are a myriad of applications you can download on your phone to begin making money. These apps allow you to be your own boss. Choose your own hours and make money in ways you enjoy! Remember to set aside a bit of money to pay your taxes. Many of these Apps consider you to be a Self-Employed Independent Contractor. This means you’ll file a 1099 instead of a W2.
I have categorized these apps into the following sections: Surveys & Tasks, Games, Food/Goods Courier, Chauffeur, Pet Care, Temporary Work, Investments, Coupon Rewards, Gas Rewards and Seller’s Marketplace.
Surveys & Tasks
-Observa
-Surveys
-Taskrabbit
-Branded Survey
The apps above are for anyone who is interested in making money by taking surveys or completing tasks. Observa is an app that sends you photo challenges in your area. They invite you to come to the store and take pictures of the items on the shelves. They provide you with detailed instructions on what they’d like to see. They pay you via PayPal attached to the email you registered with. The caveat is that they must accept your photos for you to be paid. Surveys is an app that pays you for each survey you take. Some of them are only for particular demographics. However, they all pay you for your time even if you aren’t selected for the full survey. They send you notifications of new surveys they are offering. You have to earn at least $5 before you can cashout to an Amazon gift card or PayPal. Taskrabbit is an app that allows you to be selected for various tasks in your neighborhood. Signing up as a Tasker allows you to to be hired by locals who need your help with physical or administrative tasks. Tasks such as housekeeping, maintenance/repair, shopping and others. Branded Surveys app is much like Surveys, however they are tailored to brands you use.
Game Apps
-Bingo Cash
-Solitaire Cash
-Bubble Cash
These game apps allow you to play popular games and win money. In Bingo Cash you start with 200 diamonds. You trade in diamonds to enter in competitions. When you win competitions you earn money! You can purchase diamonds through the app as well as earn them from playing. You can redeem your cash through PayPal or ApplePay. Solitaire Cash allows you to win upwards of $80 per win! They have varying levels so no matter what your skill level is, you have the opportunity to win. Bubble Cash offers you money by popping bubbles. Much like Bingo cash you are able to enter into competitions with the diamonds you earn and purchase from playing! Happy winning!
Food and Goods Courier
-Uber Driver
-Doordash
-InstaCart
-Shipt
Food and Goods Courier Apps are terrific ways to make money. Unlike the apps discussed previously, there’s a small wait to begin earning with these Courier apps. They each will have you undergo a background check. The checks can range from 30 minutes to 48 hours. Additionally, they all require you to have a driver’s license. All of these apps allow you to pick up food or goods from stores and restaurants. They also all have the option to have you shop on behalf of the customer and pay with a company card. You will be paid by the Company directly, as well as tipped by the customer. You can set up direct deposit with your bank as well as instant payouts via debit cards. Certain cities have waitlists, so begin signing up as quickly as you can!
Chauffeur
-Lyft
-Indrive
-Uber
Chaffeur Apps much like Courrier Apps require you to undergo a background check. They also require an active driver’s license, quality vehicle and vehicle insurance. They will have you upload this information in the app. This is an excellent way to make money if you don’t like finding parking, shopping or carrying items. These apps pay you via direct deposit weekly or instantly to your debit card. The more you work the higher your ratings. As your ratings increase you become eligible for greater rewards and benefits. Lyft even provides a Business Debit Card with cash back and a high yield saving account of 5% for drivers with high ratings. They also partner with Avibra, a company that offers many health care and car protection plans for a low cost.
Pet Care
-Wag
-Rover
-Trusted Housesitters
If you love caring for plants and animals these Pet Care Apps are an ideal option for you. These apps allow you a safe and effective platform to meet families with pet and home care needs. They also require a background check and Government provided identification card. After you are approved, you will create a profile filled with your availability, experiences, and client recommendations. Rover and Wag allow you to choose your own pay rates. You get paid via direct deposit through your bank. Trusted Housesitters are unpaid, however they provide you with housing and recommendations! Quality recommendations can go a long way. Additionally you might even receive a gratuity for your services.
Temp work
-Upshift
-Instawork
If you’re a spontaneous individual like myself you may enjoy the flexibility of Temporary Work. Upshift and Instawork require you to create a profile with some general employment information. They ask for your name, contact information, address, I-9 (United States Work Status) information and employment history. They may also require you to undergo a background check. After you have completed this Upshift invites you to attend an in-person orientation at a local office near you. Instawork invites you to attend a virtual orientation with one of their recruitment personnel. Once you’ve been approved, you can begin accepting shifts. Shifts will appear based upon your location. There are opportunities to work as Cooks, Waitstaff, Bartenders, Bussers, Maintenance Workers, Industrial Workers, Security Personnel, Retail Employees and others. Most of the positions are 10-99 but a few of them are W2. W2 means they will take taxes out before you are paid. You can be paid via direct deposit or pay card within a week or 2 after the shift
Investment Apps
– Betterment
-Robinhood
-Acorns
-Vanguard
-Webull
-Fidelity
-Coinbase
-Sofi
Investment Apps are incredible ways to earn money that compound overtime! Whether you’re new to investing or an expert, the apps above will be useful for you. Many of these apps allow you to invest in fractional shares. This means that you can put as little as $5 into a company and have a portion of a share. This is helpful if you don’t have a ton of money to invest at once. These apps allow you to learn about the stock market and watch your investments grow. You can invest in dividend stocks and be paid out Monthly, Quarterly or Annually just for being a shareholder. Additionally, you’re able to make trades during the day and if the move was right, you can earn interest. Something to mention is that investing is not FDIC Insured. This means that the money you invest into stocks are not protected. However, some of these Apps have high yield savings accounts which allow your saving investments to grow FDIC Insured! Additionally, some locations you invest in such as Roth IRA’s, Health Saving Accounts and 401K’s give you tax breaks. Some of these Apps even provide you with a 1% or higher match! So do your research before you choose.
Food Reward/ Coupons
-McDonald’s
-Wendy’s
-Starbucks
-WhiteCastles
-Ibotta
Food Reward/Coupon Apps are excellent ways to get free food, discounted food and earn points! Food Rewards are essential in this economy. I mean, who doesn’t like free food? As you purchase from your favorite restaurants you are building up your points to redeem for discounts and free items. Many of these discounts give you money to use towards your current or next purchase. Many of these apps reward you simply for downloading the app! All that is required is your name, phone number and email. Next time you want to go out to eat, check if that restaurant has a rewards app. Ibotta is a coupon app that shows you all the coupons offered at your favorite stores. Choose the ones you want, go to the store and shop, and upload your receipt to the app. The app will give you cash back for all the coupons you received.
Gas Rewards
-Chevron
-Mobil/ Exxon
-Shell
-Racetrac
-Wawa
-Speedway
Gas Rewards are wonderful ways to earn money through points, discounts and free items! These apps are wonderful for those who fill up consistently or just like to use gas stations for snacks and drinks. Just by adding your phone number to the apps you are able to get discounts on your fill ups. Some of them even offer $1 off per gallon! There are always snack and drink discounts as well.
Social Media/ Streaming
-TikTok
-YouTube
-Twitch
-Onlyfans
Social Media and Streaming Apps can be very lucrative but often take consistency in posting, and quality content. All of the apps above allow Popular Content Creators to monetize. Check your favorite apps for the follower and liked requirements needed to monetize your page.
Seller’s Marketplace
-Poshmark
-Facebook Marketplace
-Craigslist
-Etsy
-Amazon
Seller’s Marketplaces are great ways to sell your products. Facebook Marketplace and Craigslist allow you to post your products online for free. Facebook Marketplace also allows you to advertise any of your services for free. Craigslist charges a small fee for Service Advertisements. Poshmark allows you to post your products for free, but they take a small portion of your profit for using their platform. Etsy and Amazon charge you to post your items and sell them on their platforms. However many people use these platforms and find it very profitable. Amazon also partners with kindle so if you are a creative and talented writer you can sell your books online.
I hope you find this article quite useful.
Cheers and Happy Money Making!
BeeingBee
Beeing Bee 
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